[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bielmeier.cz\/kdy-se-vyplati-uzavrit-cestovni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.bielmeier.cz\/kdy-se-vyplati-uzavrit-cestovni-pojisteni\/","headline":"Kdy se vyplat\u00ed uzav\u0159\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed","name":"Kdy se vyplat\u00ed uzav\u0159\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed","description":"Prakticky v\u0161echny poji\u0161\u0165ovny nab\u00edz\u00ed stejn\u00e9 druhy poji\u0161t\u011bn\u00ed. M\u00e1me zde klasick\u00e9 povinn\u00e9 ru\u010den\u00ed, \u017eivotn\u00ed, majetkov\u00e9, ale i mnoho dal\u0161\u00edch. Jedn\u00edm z t\u011bch pom\u011brn\u011b b\u011b\u017en\u00fdch je pak i cestovn\u00ed poji\u0161t\u011bn\u00ed, ur\u010den\u00e9 pro ty, kte\u0159\u00ed vyr\u00e1\u017e\u00ed do zahrani\u010d\u00ed. Jeho hlavn\u00edm c\u00edlem je poskytnout pomoc, pokud se v cizin\u011b dostaneme do probl\u00e9m\u016f, nap\u0159\u00edklad pokud se zran\u00edme nebo se n\u00e1m...","datePublished":"2023-10-10","dateModified":"2023-10-11","author":{"@type":"Person","@id":"https:\/\/www.bielmeier.cz\/author\/#Person","name":"","url":"https:\/\/www.bielmeier.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bielmeier.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bielmeier.cz\/wp-content\/uploads\/pojisteni3_2.jpg","url":"https:\/\/www.bielmeier.cz\/wp-content\/uploads\/pojisteni3_2.jpg","height":0,"width":0},"url":"https:\/\/www.bielmeier.cz\/kdy-se-vyplati-uzavrit-cestovni-pojisteni\/","about":["Spole\u010dnosti"],"wordCount":441,"articleBody":"    Prakticky v\u0161echny poji\u0161\u0165ovny nab\u00edz\u00ed stejn\u00e9 druhy poji\u0161t\u011bn\u00ed. M\u00e1me zde klasick\u00e9 povinn\u00e9 ru\u010den\u00ed, \u017eivotn\u00ed, majetkov\u00e9, ale i mnoho dal\u0161\u00edch. Jedn\u00edm z t\u011bch pom\u011brn\u011b b\u011b\u017en\u00fdch je pak i cestovn\u00ed poji\u0161t\u011bn\u00ed, ur\u010den\u00e9 pro ty, kte\u0159\u00ed vyr\u00e1\u017e\u00ed do zahrani\u010d\u00ed. Jeho hlavn\u00edm c\u00edlem je poskytnout pomoc, pokud se v cizin\u011b dostaneme do probl\u00e9m\u016f, nap\u0159\u00edklad pokud se zran\u00edme nebo se n\u00e1m ztrat\u00ed zavazadla. D\u00edky n\u011bmu m\u016f\u017eeme m\u00edt zaji\u0161t\u011bno i v\u00edce slu\u017eeb nav\u00edc, a m\u016f\u017eeme si tak na\u0161i dovolenou dob\u0159e u\u017e\u00edt. Ov\u0161em ne\u017e jej uzav\u0159eme, m\u011bli bychom se zamyslet, zda je pro n\u00e1s skute\u010dn\u011b vhodn\u00e9.  V prvn\u00ed \u0159ad\u011b je pot\u0159eba si uv\u011bdomit, \u017ee se jeho ceny li\u0161\u00ed podle destinace, do kter\u00e9 pojedeme. A d\u00e1v\u00e1 to smysl \u2013 v rizikov\u011bj\u0161\u00ed zemi n\u00e1m hroz\u00ed v\u011bt\u0161\u00ed nebezpe\u010d\u00ed, a je tedy i vy\u0161\u0161\u00ed pravd\u011bpodobnost, \u017ee se n\u00e1m n\u011bco stane. Je tedy pochopiteln\u00e9, \u017ee si poji\u0161\u0165ovna bude \u00fa\u010dtovat v\u00edc. To sam\u00e9 plat\u00ed i v p\u0159\u00edpad\u011b, \u017ee tam pojedeme provozovat n\u011bkter\u00fd z rizikov\u011bj\u0161\u00edch sport\u016f. Jednodu\u0161e \u0159e\u010deno \u2013 \u010d\u00edm v\u011bt\u0161\u00ed riziko n\u00e1m hroz\u00ed, t\u00edm v\u00edce od n\u00e1s bude poji\u0161\u0165ovna cht\u00edt. D\u00e1le je pot\u0159eba vz\u00edt v \u00favahu smlouvy a dohody, kter\u00e9 m\u00e1 \u010cesk\u00e1 republika s jin\u00fdmi zem\u011bmi. Pokud nap\u0159\u00edklad jedeme pouze v r\u00e1mci Evropsk\u00e9 Unie, m\u016f\u017eeme o\u010dek\u00e1vat mnohem m\u00e9n\u011b pot\u00ed\u017e\u00ed, a tedy i na\u0161e poji\u0161t\u011bn\u00ed bude levn\u011bj\u0161\u00ed. Opak je v\u0161ak tak\u00e9 pravdou.  Proto je dobr\u00e9 zaj\u00edmat se mimo jin\u00e9 tak\u00e9 o v\u00fdluky. Ty jsou i v tomto p\u0159\u00edpad\u011b velmi d\u016fle\u017eit\u00e9, a \u0159\u00edkaj\u00ed n\u00e1m, co poji\u0161\u0165ovna hradit nebude. Proto bychom m\u011bli vyb\u00edrat tak, aby zde byly pokryty ve\u0161ker\u00e9 na\u0161e aktivity i ta nejpravd\u011bpodobn\u011bj\u0161\u00ed rizika, kter\u00e1 n\u00e1m hroz\u00ed. Pom\u011brn\u011b d\u016fle\u017eit\u00e9 jsou tak\u00e9 limity. V\u011bt\u0161ina poji\u0161\u0165oven m\u00e1 ur\u010ditou \u010d\u00e1stku, do jej\u00ed\u017e v\u00fd\u0161e v\u00e1m bude danou v\u011bc hradit. Pokud jej\u00ed cena tuto hranici p\u0159es\u00e1hne, budete muset zbytek doplatit sami. To je d\u016fle\u017eit\u00e9 zejm\u00e9na u l\u00e9ka\u0159sk\u00fdch z\u00e1krok\u016f, kde se mohou ceny vy\u0161plhat velmi vysoko. Pamatujme v\u0161ak, \u017ee i kdy\u017e ne\u010dek\u00e1me, \u017ee se n\u00e1m n\u011bco stane, jisti si nikdy b\u00fdt nem\u016f\u017eeme. Rozhodn\u011b tedy nen\u00ed na \u0161kodu se alespo\u0148 \u010d\u00e1ste\u010dn\u011b pojistit.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy se vyplat\u00ed uzav\u0159\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed","item":"https:\/\/www.bielmeier.cz\/kdy-se-vyplati-uzavrit-cestovni-pojisteni\/#breadcrumbitem"}]}]